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Bring on the wild dogs.

It’s hard to avoid the suspicion that a significant number of America’s worst social problems would be alleviated by summoning the insurance industry’s top managers to an economic summit, and then setting packs of wild dogs on them.

Patrick Nielsen Hayden, 6 January 2003.

Just two or three claims filed over the course of two years is now enough for many insurance companies to cancel a policy. Some count inquiries, even when no claim is paid. “It’s happening to everybody,” said Tim Schaefer, an independent insurance agent in Germantown. “It really is bad.”
That is why Matthew Rouhanian decided not to file. The snowstorm caused leaks in the roof of his North Potomac house after ice collected in the gutters. Instead, he decided to pay the $1,800 repair cost himself. The reason: He lost his previous insurance policy three years ago because he had filed three claims in two years.
“You pay for 20 years, and they never call you and say thank you,” said Rouhanian, who declined to name his insurance companies. “But if anything happens, they cancel you. Why do you have insurance anyway?”

—“Taking a Risk in Making a Claim,” the Washington Post, 10 March 2003, via MetaFilter.

Yeah, I know. There’s stuff rattling around in my head. Maybe in a bit. Elsewhere for now.

  1. sebbo    Mar 10, 03:36 pm    #
    ...or at the very least, it would be jolly entertainment.

  2. Amy S.    Mar 11, 08:30 am    #
    Can we throw in the heads of Phizer, et al as well ?

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